Horse Owners World (HOW) is a digital platform that seeks to make horse racing ownership simple and accessible for the everyday consumer. HOW connects potential owners with managing stables and facilitates financial transactions for ease of use. HOW is not intended to be utilized for business purposes but rather for entertainment purposes only; furthermore, HOW’s intended use is not for gambling purposes. By signing up for and using the HOW platform, users have read, understood, and agreed to the terms and conditions outlined in this document. These terms and conditions apply to all digital platforms providing access to HOW services. If you do not agree with the following terms and conditions you are prohibited from accessing Horse Owners World services and must discontinue use immediately.